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Student Insurance Uk – A group of local driving instructors have analyzed the average insurance costs for university students at various UK universities and the most popular student cars to discover the best university model and car with the lowest insurance.
Cambridge University has achieved many amazing things – it is the fourth oldest university in the world, has great students, including Charles Darwin, and has the lowest insurance costs for first time drivers at just £1,342 a year.
Student Insurance Uk
Exeter University is a close second for the cheapest car insurance at £1,353 a year. Explore Devon and the surrounding coastline or cut back on your journey home by train with cheap car insurance.
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The University of Glasgow pays just £1,419 a year for car insurance, which is the third highest in the UK. While convenient transport links reduce the need for a car in the city centre, cheap car insurance makes it a wallet-friendly option for students on the outskirts of the city.
Unsurprisingly, Queen Mary University of London is the most expensive place to get car insurance at £3,894 a year. However, excellent transport links across London mean that many commuters to the capital do not have to deal with high costs. If you plan to use a car in London, Imperial College London has the cheapest prices with an average insurance cost of £2,479 per year.
The University of Leeds has the second highest annual car insurance costs in the city, averaging £3,377 per year. Elsewhere in Yorkshire, insurance is very affordable, with first-time drivers at the University of York spending an average of £1,922 a year on car insurance.
A quick change of address when you move can save you the headache of faulty insurance claims and thousands of pounds in damages if you have an accident at university.
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Claire Davies, marketing manager at a local driving school: “Going to university is an exciting time for students. However, those who drive should update their address on their insurance.
“A normal university year is 30 weeks – so if you’re studying in another city your car will spend more than half the year somewhere other than your home address. The address where you drive your car at weekends and at night parking is the address where you insure your car, so it must be updated on your insurance policy or claims may be invalid.
Generally the cheapest car to insure for a first time driver is the Volkswagen UP. With an average cost of just £1,483 a year, this hatchback is a bargain, £140 a year cheaper than a second-hand Citroen C1. £20 annual road tax (before 2017) and an average monthly rental price of £67 make the deal even sweeter for students looking to hit the roads at the highest value.
With an average insurance cost of £1,623 a year, the Citroen C1 is a contender in the VW UP. If you’re looking for the best fuel economy this sedan has to offer, consider the C1, with the 1.0-liter engine returning 54 mpg in Whatcar True MPG tests. Models registered before April 2017 also get £0 road tax, reducing running costs.
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If you are deciding between the C1, Toyota Aygo or Peugeot 108, choose the sport you like and the lowest insurance costs. The three models are produced in the same factory as part of a collaboration between the brands and share several parts, so the choice often comes down to personal preference.
With annual insurance costs just £4 higher than the Citroen C1, the Hyundai I10 secures a close third place in this cycle. Named the best city car of 2020 by Autocar, the Hyundai is a great little car for comfortable driving (and parking) around town. The pre-April 2017 model also has a low annual tax of £20 and an average annual insurance cost of £1,627 making it an affordable option for students.
The UK’s most popular car, the Ford Fiesta, costs an average of £2,354 to insure for a year when a first-time driver attends university. However, if you choose a pre-2017 EcoBoost model, the £0 road tax and high fuel efficiency will keep the cost of the car down.
Although the Volkswagen Polo consistently ranks first in the hatchback segment, the cost of insurance might make you reconsider this option. On your first drive, you can look up insurance rates for the popular car for £3,077 a year – more than £200 more than a VW Golf, Ford Focus or Mini Cooper.
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Claire Davies, marketing manager at a local driving school: “Car insurance is all about risk – with the popularity of the VW Polo, insurers are seeing more accidents and these types of claims, resulting in higher insurance costs. Features can also make a big difference. for car insurance group.
“To avoid expensive surprises, check the insurance price of the exact model you’re looking at before you buy and compare it to similar models with different features. Take these results with a grain of salt – minimal parts can make a big difference in the nominal value according to these means We also recommend checking the safety parameters of comparable vehicles – a high level of safety should be important in any purchase.
Local Driving School is a professional driving school operator operating in over 20 UK cities. If you want to pass your test quickly before you go to university, consider our various accelerated driving courses. Weekly or recurring driving lessons, book driving lessons online and progress at your own pace.
Since 2001, the local driving school has built an excellent reputation as a reliable driving school in many different parts of the UK, including Doncaster and Rotherham. Our driving instructors are experienced and qualified to provide the best driving lessons for all ages. If your son or daughter is at college or university, student insurance can help protect their belongings while they’re away from home. So if their computers were lost or their tunnels flooded, they would be shut down.
The Best Cars And Universities For Cheap Student Insurance
, the student experience is worth considering. Laptops and entertainment devices that are lost, damaged or stolen can be expensive.
In rental properties, buildings insurance should cover the landlord, but your son or daughter’s property insurance usually does not.
College halls may offer insurance as part of the rental fee. If so, you’ll need to check their policy to see if it applies.
Some home contents policies offer cover of up to £5,000 for items you temporarily remove from your home. This could be the things your son or daughter takes to their student’s place if they come home outside of school hours.
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Doesn’t offer specific student insurance, but if you’re looking to buy a policy (unlike home insurance), here are some levels of coverage.
Student property insurance typically covers items in students’ homes or halls, such as clothing, televisions, and non-portable desktop computers. However, they may not be covered when they’re away—for example, if their laptop is stolen in a coffee shop or on the way to class.
To protect their assets while they are away, you will want to add personal or equipment protection to your policy. You can also choose to add a random damage patch to the PC or a cycling pad if they are cycling on the device.
Most insurers will offer flexible options so you can tailor your cover to your son or daughter’s needs. For example, you may want to hide certain items or include everything that goes with them.
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You should read the insurance conditions before purchasing. Again, check what additional costs you will pay and whether the policy has any exclusions.
