The Southwest Business Credit Card bonus offers a fantastic opportunity for businesses to earn valuable Rapid Rewards points, potentially leading to free flights and other travel perks. This card is designed to cater to the needs of entrepreneurs and small business owners, providing a range of benefits beyond the initial sign-up bonus.
The Southwest Business Credit Card is a valuable tool for businesses looking to maximize their travel rewards. With its generous sign-up bonus, high earning potential, and a variety of travel perks, it can help companies save money and enjoy more seamless travel experiences.
Southwest Business Credit Card Overview
The Southwest Business Credit Card is a valuable tool for businesses looking to maximize their travel rewards and streamline their expenses. This card offers a range of features and benefits designed to support business owners and their employees.
Key Features and Benefits
The Southwest Business Credit Card provides a suite of features and benefits that can help businesses save money and enhance their travel experience.
- Earn Rapid Rewards Points: The card earns 2 Rapid Rewards points per dollar spent on Southwest Airlines purchases and 1 point per dollar spent on all other purchases. This allows businesses to accumulate points quickly, which can be redeemed for flights, upgrades, and other travel perks.
- Companion Pass: The Southwest Business Credit Card offers the potential to earn a Companion Pass. By spending a certain amount on the card each year, businesses can qualify for a Companion Pass, which allows a companion to fly with the cardholder for free on Southwest Airlines flights. This benefit can significantly reduce travel costs for businesses.
- Travel Insurance: The card provides valuable travel insurance coverage, including trip cancellation/interruption, baggage delay, and lost luggage. This coverage can offer peace of mind and financial protection during business trips.
- Airport Lounge Access: The Southwest Business Credit Card offers access to Priority Pass Select airport lounges. This provides business travelers with a comfortable and convenient space to relax and work before their flights.
- Global Acceptance: The card is accepted at millions of merchants worldwide, providing businesses with flexibility and convenience for both domestic and international travel expenses.
Eligibility Criteria
To apply for the Southwest Business Credit Card, businesses must meet certain eligibility criteria.
- Business Ownership: Applicants must be the owner of a business that is at least six months old.
- Credit History: Businesses must have a good credit history to qualify for the card.
- Annual Revenue: The card issuer may have minimum annual revenue requirements for eligibility.
Southwest Business Credit Card Bonus
The Southwest Business Credit Card offers a lucrative sign-up bonus that can significantly benefit your business travel. This bonus can help you earn free flights and other valuable rewards.
Current Sign-Up Bonus
The current sign-up bonus for the Southwest Business Credit Card is:
Earn 75,000 Southwest Rapid Rewards points after spending $5,000 on purchases in the first 3 months from account opening.
This bonus can be used for free flights, upgrades, and other travel-related expenses.
Requirements for Earning the Full Sign-Up Bonus
To earn the full sign-up bonus, you must meet the following requirements:
- Apply for the Southwest Business Credit Card and be approved.
- Spend $5,000 on purchases within the first 3 months of account opening.
Comparison to Previous Bonus Offers, Southwest business credit card bonus
The current sign-up bonus of 75,000 points is a significant increase compared to previous offers. In the past, the bonus has ranged from 50,000 to 60,000 points. This increase reflects the growing popularity of the Southwest Business Credit Card and its valuable benefits.
Earning Southwest Rapid Rewards Points
The Southwest Business Credit Card offers a convenient way to accumulate Southwest Rapid Rewards points, which can be redeemed for flights, upgrades, and other travel perks. You can earn points on everyday purchases, as well as through bonus categories that offer increased earning potential.
Everyday Purchase Earning Rate
The Southwest Business Credit Card earns 2 Rapid Rewards points per $1 spent on eligible purchases. This applies to all your everyday purchases, such as dining, groceries, gas, and online shopping. This consistent earning rate allows you to build up points steadily, making it a valuable tool for frequent business travelers.
Bonus Categories
- Southwest Airlines Purchases: Earn 3 Rapid Rewards points per $1 spent on Southwest Airlines flights, in-flight purchases, and Southwest Vacations. This enhanced earning rate makes the card particularly beneficial for business owners who frequently fly Southwest. For example, a business owner who books a $1,000 Southwest flight would earn 3,000 Rapid Rewards points, significantly contributing to their point accumulation.
- Office Supply Stores: Earn 3 Rapid Rewards points per $1 spent at office supply stores, which can be helpful for businesses that frequently purchase office supplies. This bonus category is particularly valuable for businesses that spend a significant amount on office supplies, allowing them to maximize their point earnings.
- Car Rentals: Earn 3 Rapid Rewards points per $1 spent on car rentals booked directly through Southwest Airlines. This bonus category is advantageous for businesses that frequently rent cars for business trips, providing a way to earn additional points on their rental expenses.
Southwest Business Credit Card Fees
The Southwest Business Credit Card comes with certain fees, so it’s important to understand these costs before you apply. These fees are associated with the card’s annual fee, foreign transaction fees, and other potential charges.
Annual Fee
The Southwest Business Credit Card has an annual fee of $99. This fee is charged annually, regardless of how much you spend on the card.
Foreign Transaction Fees
The Southwest Business Credit Card does not charge foreign transaction fees. This means you can use the card internationally without incurring any additional charges for currency conversion.
Other Potential Fees
In addition to the annual fee, there are other potential fees that you may be charged for using the Southwest Business Credit Card. These fees include:
- Late payment fee: If you fail to make your minimum payment by the due date, you may be charged a late payment fee. The amount of this fee will vary depending on the specific terms of your credit card agreement.
- Over-limit fee: If you exceed your credit limit, you may be charged an over-limit fee. The amount of this fee will vary depending on the specific terms of your credit card agreement.
- Returned payment fee: If your payment is returned for insufficient funds, you may be charged a returned payment fee. The amount of this fee will vary depending on the specific terms of your credit card agreement.
- Balance transfer fee: If you transfer a balance from another credit card to the Southwest Business Credit Card, you may be charged a balance transfer fee. The amount of this fee will vary depending on the specific terms of your credit card agreement.
- Cash advance fee: If you take out a cash advance on your Southwest Business Credit Card, you may be charged a cash advance fee. The amount of this fee will vary depending on the specific terms of your credit card agreement.
Southwest Business Credit Card Comparison
The Southwest Business Credit Card is a solid choice for businesses that frequently fly Southwest Airlines. But, it’s not the only option out there. There are many other business credit cards that offer various perks and rewards, and it’s important to compare them to find the best fit for your needs.
Comparison with Other Business Credit Cards
This section compares the Southwest Business Credit Card with other popular business credit cards. It highlights the strengths and weaknesses of each card to help you make an informed decision.
Feature | Southwest Business Credit Card | Chase Ink Business Preferred Credit Card | Capital One Spark Miles for Business |
---|---|---|---|
Annual Fee | $99 | $95 | $95 |
Sign-Up Bonus | 60,000 Rapid Rewards points after spending $3,000 in the first 3 months | 80,000 bonus points after spending $5,000 in the first 3 months | 50,000 bonus miles after spending $4,500 in the first 3 months |
Earning Rate | 2x points per $1 spent on Southwest Airlines purchases, 1x point per $1 spent on all other purchases | 3x points per $1 spent on travel, shipping, internet, phone, and cable, 1x point per $1 spent on all other purchases | 2x miles per $1 spent on travel, 1x mile per $1 spent on all other purchases |
Redemption Value | Points can be redeemed for flights, upgrades, and other travel-related expenses | Points can be redeemed for travel, gift cards, merchandise, and cash back | Miles can be redeemed for flights, hotels, rental cars, and other travel-related expenses |
Other Benefits | Priority boarding, free checked bags, companion pass after earning 110,000 points | Travel insurance, car rental insurance, purchase protection | Airport lounge access, travel insurance, car rental insurance |
Last Point
The Southwest Business Credit Card is a compelling option for businesses seeking a rewarding travel program. Its combination of a generous sign-up bonus, high earning potential, and valuable travel perks makes it a strong contender in the world of business credit cards. By strategically using the card and maximizing its benefits, businesses can reap the rewards of free flights and other travel advantages, ultimately enhancing their travel experiences and saving valuable resources.
User Queries
How long does it take to earn the sign-up bonus?
Typically, you’ll have a set period (usually 3 months) to meet the spending requirement to earn the full bonus.
Can I use my Southwest Business Credit Card for personal purchases?
Yes, you can use the card for personal purchases, but you may not earn bonus points on all categories.
Are there any blackout dates for redeeming points for flights?
Southwest generally has limited blackout dates, but they may vary depending on the destination and time of year.
Can I transfer points to other loyalty programs?
Southwest Rapid Rewards points cannot be transferred to other loyalty programs.