United MileagePlus Business Credit Card: Rewards for Your Business

The United MileagePlus Business Credit Card offers a compelling proposition for frequent travelers and small business owners. This card, designed to cater to the needs of businesses, allows you to earn miles on your everyday purchases and redeem them for flights, upgrades, and other travel perks. Whether you’re a solo entrepreneur or a small business team, this card presents an opportunity to enhance your travel experiences and maximize your rewards.

The United MileagePlus Business Credit Card stands out with its enticing benefits, including the ability to earn bonus miles on United purchases, access to priority boarding, and free checked bags. The card also provides travel insurance, purchase protection, and other perks that can be invaluable for business travelers. Its rewards structure, coupled with its travel-focused benefits, makes it a compelling choice for those who prioritize travel and value the convenience of a business-oriented credit card.

Overview of the United MileagePlus Business Credit Card

United mileageplus business credit card
The United MileagePlus Business Credit Card is designed for small business owners and entrepreneurs who frequently travel for work. It offers a range of benefits, including earning miles on business purchases, access to United Airlines perks, and travel insurance.

This card is ideal for business owners who prioritize earning miles for travel, especially on United Airlines. It’s also suitable for businesses that make significant purchases for travel-related expenses.

Annual Fee and Rewards Structure

The United MileagePlus Business Credit Card has an annual fee of $99. The card offers a generous rewards structure, allowing you to earn miles on eligible purchases:

  • 2 miles per $1 spent on United Airlines purchases.
  • 2 miles per $1 spent on eligible dining and hotel purchases.
  • 1 mile per $1 spent on all other purchases.

In addition to earning miles, cardholders can enjoy various benefits, such as:

  • Free checked bag for the primary cardholder and up to four companions on United flights.
  • Priority boarding on United flights.
  • Access to United Club lounges (with a fee).
  • Travel insurance, including trip cancellation and baggage delay protection.

The card’s rewards structure is particularly attractive for businesses that frequently travel on United Airlines.

Earning Miles and Rewards

The United MileagePlus Business Credit Card offers various ways to earn miles, making it a rewarding option for frequent business travelers.

The card provides a straightforward earning structure, allowing you to accumulate miles quickly. You earn miles on every purchase, with bonus categories for specific spending types, and can redeem miles for travel and other benefits.

Earning Miles with Purchases

The United MileagePlus Business Credit Card rewards you for your everyday business expenses. Here’s how miles are earned:

  • Earn 2 miles per $1 spent on United Airlines purchases. This includes flights, upgrades, and other services.
  • Earn 2 miles per $1 spent on eligible gas, restaurant, and office supply purchases. This covers your essential business needs.
  • Earn 1 mile per $1 spent on all other purchases. This ensures you earn miles on every transaction, even for everyday items.

Redeeming Miles

Once you’ve accumulated miles, you can redeem them for a variety of rewards. Here are some of the most popular redemption options:

  • Award flights on United Airlines: This is the most common redemption option, allowing you to book flights with miles. You can use miles for domestic and international flights, including premium cabin seats.
  • Upgrade awards: You can use miles to upgrade your existing United Airlines flights to a higher cabin class, such as from Economy to Business or First Class.
  • Travel partners: You can redeem miles for flights on other airlines that are part of the United MileagePlus program, such as Lufthansa, Air Canada, and Singapore Airlines.
  • Other travel benefits: You can use miles to redeem for hotel stays, car rentals, and other travel-related expenses.
  • Merchandise and gift cards: You can also redeem miles for merchandise, gift cards, and other non-travel items.

Earning Potential Compared to Other United Cards

The United MileagePlus Business Card offers a competitive earning structure compared to other United-branded credit cards. Here’s a comparison:

Card United Airlines Purchases Other Purchases
United MileagePlus Business Card 2 miles per $1 1 mile per $1
United MileagePlus Explorer Card 2 miles per $1 1 mile per $1
United MileagePlus Quicksilver Card 1.5 miles per $1 1 mile per $1

As you can see, the United MileagePlus Business Card earns the same miles per dollar on United Airlines purchases as the Explorer Card, but it offers bonus miles on eligible gas, restaurant, and office supply purchases. This makes it a more rewarding option for business owners and professionals who spend money in these categories.

Travel Perks and Benefits

United mileageplus platinum airlines card status premier
The United MileagePlus Business Credit Card offers a range of travel perks designed to enhance your business travel experience. From priority boarding to free checked bags, these benefits aim to simplify your journey and make your travels more enjoyable.

Travel Benefits, United mileageplus business credit card

The United MileagePlus Business Credit Card offers a variety of benefits to make your travels smoother and more convenient.

  • Priority Boarding: Enjoy the convenience of boarding before other passengers, allowing you to settle in comfortably and avoid the rush.
  • Free Checked Bags: Save on baggage fees by checking your first two bags for free on United Airlines flights.
  • United Club Access: As a cardholder, you can access United Clubs worldwide, offering comfortable lounges with amenities such as complimentary food and beverages, Wi-Fi, and more.
  • Global Entry/TSA PreCheck Statement Credit: Receive a statement credit for the application fee of Global Entry or TSA PreCheck, making it easier and more cost-effective to streamline your airport security experience.

Travel Insurance Coverage

The United MileagePlus Business Credit Card offers comprehensive travel insurance coverage to protect you against unexpected events during your trips.

Coverage Details
Trip Cancellation/Interruption Insurance Provides reimbursement for prepaid, nonrefundable travel expenses if your trip is canceled or interrupted due to covered reasons, such as illness, injury, or weather events.
Baggage Delay Insurance Offers coverage for essential items if your luggage is delayed for a certain period.
Lost/Stolen Baggage Insurance Provides reimbursement for lost or stolen baggage during your trip.
Travel Accident Insurance Offers coverage for accidental death or dismemberment while traveling.
Rental Car Collision/Loss Damage Waiver Provides coverage for damage or theft of a rental car, potentially reducing your liability.

Other Card Features

The United MileagePlus Business Card offers a range of features beyond earning miles and travel perks. These features aim to provide additional value to small business owners and help them manage their finances effectively.

Purchase Protection and Travel Accident Insurance

The card provides purchase protection and travel accident insurance, which can be valuable for business owners who frequently travel or make purchases for their businesses.

  • Purchase Protection: This coverage protects your purchases against damage or theft for up to 90 days from the date of purchase, up to $10,000 per claim and $50,000 per year.
  • Travel Accident Insurance: This insurance provides coverage for accidental death or dismemberment while traveling, up to $100,000.

Perks for Small Business Owners

The United MileagePlus Business Card offers several perks specifically designed for small business owners.

  • Early Payment Discount: The card offers a 2% discount on your statement balance if you pay your balance in full by the due date. This feature can help small business owners save money on interest charges.
  • Business Travel Services: The card provides access to a dedicated business travel portal that offers discounted rates on flights, hotels, and rental cars.
  • Travel Expense Management Tools: The card offers online tools to track and manage business travel expenses.

Annual Fee Comparison

The United MileagePlus Business Card has an annual fee of $95. This fee is comparable to other premium business credit cards, which typically range from $95 to $150 per year.

  • Chase Ink Business Preferred Credit Card: $95 annual fee, offering 3x points on travel, dining, and shipping purchases, along with a $100 bonus after spending $3,000 in the first 3 months.
  • American Express Business Platinum Card: $595 annual fee, providing access to airport lounges, travel credits, and other premium benefits.

Application Process and Eligibility: United Mileageplus Business Credit Card

Applying for the United MileagePlus Business Credit Card is a straightforward process. You can apply online, over the phone, or by mail. To ensure a smooth application process, it’s essential to understand the eligibility criteria and gather necessary documentation.

The application process typically involves providing your personal and business information, including your name, address, Social Security number, business name, and annual revenue. You’ll also need to provide details about your business structure, such as sole proprietorship, partnership, or corporation.

Credit Score Requirements

The minimum credit score required for approval for the United MileagePlus Business Credit Card varies depending on your credit history and other factors. However, a good credit score, typically 670 or above, will significantly increase your chances of approval.

Documentation for Business Owners

To support your application, business owners will need to provide certain documentation, such as:

  • A copy of your business license or registration.
  • A recent bank statement or tax return.
  • Your personal credit report.

This documentation helps verify your business’s legitimacy and financial stability, which are crucial factors in the approval process.

Customer Service and Support

The United MileagePlus Business Card offers a variety of customer service channels and resources to assist cardholders. Whether you have a question about your account, need to report a lost or stolen card, or require assistance with a dispute, the card issuer provides multiple avenues to reach their support team.

Customer Service Channels

The card issuer offers several ways for cardholders to reach customer service:

  • Phone: You can call the customer service number listed on the back of your card or on the card issuer’s website. This is the most direct and often the quickest way to get assistance.
  • Online: The card issuer provides a secure online portal where cardholders can access their account information, manage their rewards, and submit inquiries. You can also find answers to frequently asked questions (FAQs) on the website.
  • Mail: For more complex issues or written correspondence, you can send a letter to the card issuer’s address, which can be found on your card statement or the website.

Dispute Resolution Process

The card issuer has a formal dispute resolution process for cardholders who believe they have been charged incorrectly or have experienced unauthorized transactions. The process typically involves contacting customer service to initiate a dispute, providing supporting documentation, and waiting for a resolution.

The card issuer’s dispute resolution process is designed to protect cardholders from fraudulent charges and other errors.

Customer Service Experience

Cardholders generally report positive experiences with the card issuer’s customer service. The team is known for being responsive, helpful, and efficient. However, as with any credit card issuer, there may be occasional delays or difficulties depending on the complexity of the issue and the volume of inquiries.

The card issuer’s customer service experience is generally considered to be on par with other United-branded credit cards.

Pros and Cons

United mileageplus business credit card
The United MileagePlus Business Card offers a range of benefits, but it’s important to consider its drawbacks as well. This analysis will help you determine if this card is the right fit for your business needs.

Pros and Cons of the United MileagePlus Business Card

This table summarizes the key advantages and disadvantages of the United MileagePlus Business Card:

Category Pros Cons
Rewards
  • Earn 2 miles per dollar spent on eligible United purchases.
  • Earn 1 mile per dollar spent on all other purchases.
  • Receive a bonus of 50,000 bonus miles after spending $5,000 in purchases within the first 3 months of account opening.
  • Earn miles that can be redeemed for flights, upgrades, and other travel-related expenses.
  • The earning rate is relatively low compared to some other business cards.
  • The miles earned can only be redeemed for travel-related expenses, which may limit their value for some businesses.
Benefits
  • Priority check-in and boarding on United flights.
  • Free checked bag on United flights.
  • Access to United Club lounges.
  • Travel insurance coverage.
  • Some benefits require meeting certain spending thresholds.
  • The value of these benefits may vary depending on your travel needs and frequency.
Fees
  • No annual fee for the first year.
  • Annual fee of $99 after the first year.
  • Foreign transaction fee of 3%.
Customer Service
  • 24/7 customer service available by phone and online.
  • Dedicated customer service for business cardholders.
  • Some customers have reported issues with customer service responsiveness.

Drawbacks for Specific Business Owners

The United MileagePlus Business Card may not be suitable for all businesses. Consider these potential drawbacks:

  • Businesses with low travel expenses: If your business doesn’t frequently travel, the rewards and benefits may not be valuable enough to justify the annual fee.
  • Businesses that primarily make international purchases: The 3% foreign transaction fee can significantly increase the cost of international purchases.
  • Businesses that prefer cash back rewards: If your business prioritizes cash back rewards, this card may not be the best option.

Alternatives and Comparisons

The United MileagePlus Business Card is a solid option for businesses that frequently travel on United Airlines. However, there are other business credit cards available that may offer better rewards or benefits depending on your company’s specific needs.

This section will explore other business credit cards that could be a better fit for your business and compare them to the United MileagePlus Business Card. We will also highlight key differences between the United MileagePlus Business Card and other popular options in the market.

Comparison with Similar Cards

This section will compare the United MileagePlus Business Card with similar cards from competitors. This will help you understand the benefits and drawbacks of each card and determine which one best suits your business needs.

  • Chase Ink Business Preferred Credit Card: This card offers 3x points on travel, shipping, and dining purchases, as well as 1x point on all other purchases. It also provides a welcome bonus of 80,000 bonus points after spending $5,000 in the first 3 months of account opening. The Chase Ink Business Preferred Credit Card offers a more flexible rewards program, allowing you to redeem points for travel, cash back, gift cards, and more. However, it doesn’t offer the same travel benefits as the United MileagePlus Business Card, such as priority boarding or free checked bags.
  • The Business Platinum Card® from American Express: This card provides 5x points on flights booked directly with airlines or on amextravel.com, 5x points on hotels booked directly with hotels or on amextravel.com, and 1x point on all other purchases. It also offers a welcome bonus of 100,000 bonus points after spending $10,000 in the first 6 months of account opening. The Business Platinum Card® from American Express provides access to airport lounges, travel insurance, and other benefits that can be valuable for frequent travelers. However, it has a higher annual fee than the United MileagePlus Business Card and doesn’t offer the same United Airlines-specific benefits.
  • Capital One Venture X Rewards Credit Card: This card offers 2x miles on every purchase, including travel, dining, and groceries. It also provides a welcome bonus of 75,000 bonus miles after spending $4,000 in the first 3 months of account opening. The Capital One Venture X Rewards Credit Card offers a travel portal that allows you to book flights and hotels with miles, and it also provides access to airport lounges and travel insurance. However, it doesn’t offer the same United Airlines-specific benefits as the United MileagePlus Business Card.

Key Differences Table

This table will highlight the key differences between the United MileagePlus Business Card and other popular business credit cards.

Feature United MileagePlus Business Card Chase Ink Business Preferred Credit Card The Business Platinum Card® from American Express Capital One Venture X Rewards Credit Card
Annual Fee $99 $95 $695 $395
Welcome Bonus 50,000 bonus miles after spending $2,500 in the first 3 months of account opening 80,000 bonus points after spending $5,000 in the first 3 months of account opening 100,000 bonus points after spending $10,000 in the first 6 months of account opening 75,000 bonus miles after spending $4,000 in the first 3 months of account opening
Earning Rate 2 miles per $1 spent on United Airlines purchases, 1 mile per $1 spent on all other purchases 3x points on travel, shipping, and dining purchases, 1x point on all other purchases 5x points on flights booked directly with airlines or on amextravel.com, 5x points on hotels booked directly with hotels or on amextravel.com, 1x point on all other purchases 2x miles on every purchase
Travel Benefits Priority boarding, free checked bags, United Club passes None Airport lounge access, travel insurance Airport lounge access, travel insurance
Redemption Options United Airlines flights, travel, merchandise, and more Travel, cash back, gift cards, and more Travel, merchandise, and more Travel, cash back, and more

Summary

In conclusion, the United MileagePlus Business Credit Card offers a unique combination of travel rewards, business perks, and valuable benefits. Whether you’re a seasoned traveler or a new business owner, this card provides an opportunity to earn valuable miles, enhance your travel experiences, and potentially save on your business expenses. However, it’s essential to consider your specific travel needs and spending habits before making a decision, as the annual fee and other card features might not be suitable for all businesses.

Questions Often Asked

What is the annual fee for the United MileagePlus Business Credit Card?

The annual fee for the United MileagePlus Business Credit Card varies depending on the specific card version. It’s recommended to check the current rates and fees directly on the United website or with a representative.

Are there any bonus categories for earning miles?

Yes, the United MileagePlus Business Credit Card often offers bonus categories for earning miles. These categories may vary over time, so it’s advisable to check the current bonus categories on the card’s website or with a customer service representative.

How can I redeem my earned miles?

You can redeem your earned miles for a variety of travel-related rewards, including flights, upgrades, and merchandise. The redemption options and their values can vary, so it’s essential to review the redemption options on the United website or with a representative.

What are the eligibility requirements for the United MileagePlus Business Credit Card?

To be eligible for the United MileagePlus Business Credit Card, you generally need to have a good credit history and meet the minimum credit score requirements. The specific eligibility criteria can vary, so it’s advisable to check with the issuer for the most up-to-date information.

United MileagePlus Business Credit Card: Earn Miles & Travel Perks

United mileage business credit card – The United MileagePlus Business Credit Card is a compelling option for frequent travelers and business owners seeking to maximize their rewards. This card offers a unique combination of valuable miles earning potential, travel benefits, and business-focused features that can streamline operations and boost your bottom line.

With the United MileagePlus Business Credit Card, you can earn miles on everyday purchases, enjoy exclusive travel perks like airport lounge access and travel insurance, and access tools designed to simplify business expenses. Whether you’re a small business owner or a seasoned executive, this card can help you reach new heights in your travel and business endeavors.

Overview of the United MileagePlus Business Credit Card

United mileage business credit card
The United MileagePlus Business Credit Card is a rewarding option for small business owners and entrepreneurs who frequently travel for work. This card offers a variety of benefits, including the ability to earn miles on purchases, redeem miles for travel, and access exclusive travel perks.

The card is designed for individuals who frequently travel for work, as it offers numerous benefits for business travelers.

Annual Fee and Introductory Offers

The United MileagePlus Business Credit Card has an annual fee of $95. However, the card offers a generous introductory bonus for new cardholders. This bonus typically includes a significant number of miles after meeting a minimum spending requirement within the first few months of account opening.

The current introductory offer is 60,000 bonus miles after spending $3,000 in purchases within the first three months of account opening.

Earning Miles and Rewards

United mileage business credit card
The United MileagePlus Business Card offers a variety of ways to earn miles on your business spending. The card earns miles at a base rate of 1 mile per $1 spent on all purchases, with bonus earning categories for even more miles.

Earning Rates for Miles on Different Spending Categories

The card offers bonus miles on purchases in the following categories:

  • United Airlines Purchases: Earn 2 miles per $1 spent on United Airlines flights, in-flight purchases, and United.com purchases.
  • Restaurants: Earn 2 miles per $1 spent at restaurants worldwide.
  • Office Supplies: Earn 2 miles per $1 spent at office supply stores.

Maximizing Miles Earned with the Card

To maximize miles earned with the United MileagePlus Business Card, consider these strategies:

  • Use the card for all your business expenses: This includes everyday purchases like gas, groceries, and office supplies.
  • Take advantage of bonus earning categories: Maximize your miles by using the card for purchases in the bonus categories, such as United Airlines flights, restaurants, and office supplies.
  • Utilize the card’s travel benefits: The card provides access to perks such as priority boarding and free checked bags on United flights.
  • Consider a companion certificate: This can help you save on travel expenses for yourself or a business associate.

Redemption Options and Value

The United MileagePlus Business Card offers a variety of redemption options for your earned miles, including:

  • United Airlines flights: Redeem miles for flights on United Airlines and its partner airlines.
  • Hotel stays: Redeem miles for hotel stays at participating hotels worldwide.
  • Merchandise and gift cards: Redeem miles for merchandise and gift cards from a variety of retailers.
  • Travel experiences: Redeem miles for travel experiences such as cruises, tours, and car rentals.

The value of your miles can vary depending on the redemption option you choose. For example, redeeming miles for a flight on United Airlines can provide a higher value than redeeming miles for merchandise.

Travel Benefits and Perks

The United MileagePlus Business Credit Card offers a range of travel benefits and perks designed to enhance your travel experience and provide value for your business. These benefits include airport lounge access, travel insurance, and other perks that can help you save money and travel more comfortably.

Airport Lounge Access

The United MileagePlus Business Credit Card offers complimentary access to the United Club network of airport lounges, providing a comfortable and convenient space to relax and work before your flight.

  • Lounge Access: Cardholders receive complimentary access to United Clubs worldwide, offering amenities such as comfortable seating, Wi-Fi, food, and beverages. This can be especially valuable for business travelers who need to work or relax before a flight.
  • Guest Access: The card allows you to bring a guest into the lounge with you, making it easier to travel with colleagues or family members.
  • Other Lounge Access: The card also provides access to other airport lounges through the Priority Pass program, expanding your lounge access options beyond United Clubs.

Travel Insurance

The United MileagePlus Business Credit Card offers comprehensive travel insurance, providing peace of mind and financial protection during your travels.

  • Trip Cancellation/Interruption Insurance: Covers non-refundable travel expenses if you have to cancel or interrupt your trip due to unforeseen circumstances such as illness, injury, or death of a family member.
  • Baggage Delay/Loss Insurance: Provides reimbursement for lost or delayed baggage, protecting you from the inconvenience and expense of replacing essential items.
  • Travel Accident Insurance: Offers coverage for accidental death or dismemberment during your travels, providing financial protection for you and your family.

Other Perks

The United MileagePlus Business Credit Card offers additional perks that can enhance your travel experience.

  • Global Entry/TSA PreCheck Credit: The card provides a statement credit for the application fee for Global Entry or TSA PreCheck, saving you money on expedited airport security screening.
  • Free Checked Bag: You receive one free checked bag on United flights, saving you money on baggage fees.
  • Priority Boarding: Cardholders enjoy priority boarding on United flights, allowing you to board early and secure overhead space for your luggage.

Business-Focused Features

The United MileagePlus Business Credit Card offers features designed to streamline business operations and reward your spending. These features are designed to make managing your business finances easier and more rewarding.

Employee Cards

The United MileagePlus Business Credit Card allows you to issue employee cards. These cards can be used to separate business expenses from personal expenses and provide employees with the flexibility to make purchases on behalf of the company.

Employee Card Benefits

  • Control Spending: Set spending limits and restrict purchases to specific categories, giving you greater control over employee expenses.
  • Track Expenses: Easily monitor employee spending and categorize expenses for accurate accounting and reporting.
  • Boost Efficiency: Employees can make business purchases without needing to use personal funds or wait for reimbursement.

Expense Tracking Tools

The United MileagePlus Business Credit Card provides tools to simplify expense tracking and reporting. These tools help you stay organized and gain insights into your business spending patterns.

Expense Tracking Features

  • Online Portal: Access detailed transaction history, track spending by category, and download statements for easy accounting.
  • Mobile App: Manage your account, view transactions, and track spending on the go.
  • Automated Reporting: Generate reports on employee spending, categorize expenses, and analyze spending trends.

Comparison with Other Business Cards

The United MileagePlus Business Credit Card compares favorably with other business credit cards in terms of its business-focused features.

Key Differences

  • Employee Cards: While many business cards offer employee cards, the United MileagePlus Business Credit Card stands out with its robust employee card management tools.
  • Expense Tracking: The card’s online portal and mobile app provide comprehensive expense tracking features, making it easier to manage and analyze business spending.
  • Rewards Program: The United MileagePlus Business Credit Card offers the opportunity to earn United MileagePlus miles, which can be redeemed for travel rewards, making it a valuable option for businesses that frequently travel.

Cardholder Experience and Customer Service

United mileage business credit card
The United MileagePlus Business Credit Card offers a range of benefits and perks designed to enhance the cardholder experience. However, the overall experience can vary depending on individual circumstances and interactions with United Airlines and its customer service.

Application Process

The application process for the United MileagePlus Business Credit Card is generally straightforward and can be completed online. Applicants are typically required to provide basic personal and business information, including their Social Security number, business tax ID, and annual business revenue. The application process is usually quick, with approval decisions often provided within minutes.

Customer Service

United Airlines has a reputation for providing inconsistent customer service. While some cardholders report positive experiences, others have encountered difficulties when dealing with customer service representatives. Issues such as long wait times, difficulty resolving problems, and lack of empathy have been reported by some cardholders.

Positive Experiences

Some cardholders have had positive experiences with the United MileagePlus Business Credit Card, citing the following:

  • Easy application process
  • Fast approval times
  • Excellent earning potential for miles
  • Helpful customer service representatives

Negative Experiences, United mileage business credit card

Other cardholders have reported negative experiences, including:

  • Difficulty contacting customer service
  • Long wait times for phone support
  • Issues with redeeming miles
  • Unresponsive customer service representatives

United Airlines Customer Service Reputation

United Airlines has been criticized for its customer service in recent years. The airline has faced numerous complaints regarding delays, cancellations, lost baggage, and rude customer service representatives. These negative experiences can impact the overall cardholder experience for the United MileagePlus Business Credit Card.

Comparison to Other Business Credit Cards: United Mileage Business Credit Card

Choosing the right business credit card can be a challenging task, as many cards offer different benefits and rewards. The United MileagePlus Business Credit Card is a solid option for businesses that frequently travel and value earning miles. However, it’s important to compare it to other popular business credit cards to determine if it’s the best fit for your needs.

Comparison of Key Features

The following table compares the United MileagePlus Business Credit Card to other popular business credit cards in terms of rewards, benefits, and fees.

Card Annual Fee Sign-Up Bonus Earning Rate Travel Benefits Other Benefits
United MileagePlus Business Credit Card $95 50,000 bonus miles after spending $2,500 in purchases within the first 3 months of account opening 2 miles per $1 spent on United purchases, 1 mile per $1 spent on all other purchases Priority boarding on United flights, Free checked bag on United flights, 25% off inflight purchases Access to United Club lounges, Global Entry/TSA PreCheck statement credit
Chase Ink Business Preferred Credit Card $95 80,000 bonus points after spending $5,000 in purchases within the first 3 months of account opening 3 points per $1 spent on travel and dining, 1 point per $1 spent on all other purchases Travel insurance, Trip cancellation and interruption insurance, Primary rental car insurance Access to Chase Lounge network, Purchase protection, Extended warranty
Capital One Spark Miles for Business $95 50,000 bonus miles after spending $4,500 in purchases within the first 3 months of account opening 2 miles per $1 spent on all purchases Free checked bag on select airlines, Travel insurance, Trip cancellation and interruption insurance Access to Capital One Lounge network, Purchase protection, Extended warranty
American Express Business Platinum Card $595 75,000 bonus points after spending $5,000 in purchases within the first 3 months of account opening 1.25 points per $1 spent on all purchases Airline incidental credit, Global Entry/TSA PreCheck statement credit, Hotel elite status Access to Centurion Lounges, Travel insurance, Purchase protection, Extended warranty

Strengths and Weaknesses

Each card has its own strengths and weaknesses, depending on your business needs and travel habits.

United MileagePlus Business Credit Card

  • Strengths: Earning miles on United purchases is a great benefit for businesses that frequently fly United. The sign-up bonus is generous, and the card offers valuable travel benefits like priority boarding and free checked bags.
  • Weaknesses: The earning rate is not as high as some other cards, and the annual fee is relatively high. The card doesn’t offer as many travel benefits as some other cards, such as travel insurance or rental car insurance.

Chase Ink Business Preferred Credit Card

  • Strengths: The Chase Ink Business Preferred Credit Card offers a high earning rate for travel and dining purchases. It also provides valuable travel insurance benefits, making it a good choice for businesses that travel frequently.
  • Weaknesses: The sign-up bonus requires a high spending threshold, and the card doesn’t offer miles that can be redeemed for United flights. The annual fee is also relatively high.

Capital One Spark Miles for Business

  • Strengths: The Capital One Spark Miles for Business offers a generous sign-up bonus and a high earning rate on all purchases. It also provides travel insurance benefits and access to the Capital One Lounge network.
  • Weaknesses: The card doesn’t offer miles that can be redeemed for United flights. The annual fee is also relatively high.

American Express Business Platinum Card

  • Strengths: The American Express Business Platinum Card offers a high sign-up bonus and access to Centurion Lounges. It also provides travel insurance benefits and a statement credit for Global Entry/TSA PreCheck.
  • Weaknesses: The annual fee is extremely high, and the earning rate is not as high as some other cards. The card doesn’t offer miles that can be redeemed for United flights.

Final Review

The United MileagePlus Business Credit Card offers a compelling package of rewards, travel benefits, and business-focused features. If you’re a frequent traveler with a business, this card can help you earn valuable miles, enjoy exclusive perks, and streamline your business operations. However, it’s crucial to weigh the annual fee and compare it to other business credit cards to ensure it aligns with your spending habits and travel needs. Ultimately, the United MileagePlus Business Credit Card is a valuable tool for businesses seeking to maximize their rewards and travel experiences.

Quick FAQs

What is the annual fee for the United MileagePlus Business Credit Card?

The annual fee for the United MileagePlus Business Credit Card varies depending on the specific card product. It’s recommended to check the United Airlines website or contact them directly for the most up-to-date information.

What are the eligibility requirements for the United MileagePlus Business Credit Card?

To be eligible for the United MileagePlus Business Credit Card, you typically need to have a good credit score and be able to demonstrate your business ownership. Specific eligibility criteria may vary, so it’s best to review the application requirements on the United Airlines website.

Can I add authorized users to the United MileagePlus Business Credit Card?

Yes, you can typically add authorized users to the United MileagePlus Business Credit Card. This allows employees or other individuals associated with your business to use the card for business expenses. However, there may be limits on the number of authorized users you can add, and they may be subject to individual credit checks.