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United mileage business credit card – The United MileagePlus Business Credit Card is a compelling option for frequent travelers and business owners seeking to maximize their rewards. This card offers a unique combination of valuable miles earning potential, travel benefits, and business-focused features that can streamline operations and boost your bottom line.
With the United MileagePlus Business Credit Card, you can earn miles on everyday purchases, enjoy exclusive travel perks like airport lounge access and travel insurance, and access tools designed to simplify business expenses. Whether you’re a small business owner or a seasoned executive, this card can help you reach new heights in your travel and business endeavors.
Overview of the United MileagePlus Business Credit Card
The United MileagePlus Business Credit Card is a rewarding option for small business owners and entrepreneurs who frequently travel for work. This card offers a variety of benefits, including the ability to earn miles on purchases, redeem miles for travel, and access exclusive travel perks.
The card is designed for individuals who frequently travel for work, as it offers numerous benefits for business travelers.
Annual Fee and Introductory Offers
The United MileagePlus Business Credit Card has an annual fee of $95. However, the card offers a generous introductory bonus for new cardholders. This bonus typically includes a significant number of miles after meeting a minimum spending requirement within the first few months of account opening.
The current introductory offer is 60,000 bonus miles after spending $3,000 in purchases within the first three months of account opening.
Earning Miles and Rewards
The United MileagePlus Business Card offers a variety of ways to earn miles on your business spending. The card earns miles at a base rate of 1 mile per $1 spent on all purchases, with bonus earning categories for even more miles.
Earning Rates for Miles on Different Spending Categories
The card offers bonus miles on purchases in the following categories:
- United Airlines Purchases: Earn 2 miles per $1 spent on United Airlines flights, in-flight purchases, and United.com purchases.
- Restaurants: Earn 2 miles per $1 spent at restaurants worldwide.
- Office Supplies: Earn 2 miles per $1 spent at office supply stores.
Maximizing Miles Earned with the Card
To maximize miles earned with the United MileagePlus Business Card, consider these strategies:
- Use the card for all your business expenses: This includes everyday purchases like gas, groceries, and office supplies.
- Take advantage of bonus earning categories: Maximize your miles by using the card for purchases in the bonus categories, such as United Airlines flights, restaurants, and office supplies.
- Utilize the card’s travel benefits: The card provides access to perks such as priority boarding and free checked bags on United flights.
- Consider a companion certificate: This can help you save on travel expenses for yourself or a business associate.
Redemption Options and Value
The United MileagePlus Business Card offers a variety of redemption options for your earned miles, including:
- United Airlines flights: Redeem miles for flights on United Airlines and its partner airlines.
- Hotel stays: Redeem miles for hotel stays at participating hotels worldwide.
- Merchandise and gift cards: Redeem miles for merchandise and gift cards from a variety of retailers.
- Travel experiences: Redeem miles for travel experiences such as cruises, tours, and car rentals.
The value of your miles can vary depending on the redemption option you choose. For example, redeeming miles for a flight on United Airlines can provide a higher value than redeeming miles for merchandise.
Travel Benefits and Perks
The United MileagePlus Business Credit Card offers a range of travel benefits and perks designed to enhance your travel experience and provide value for your business. These benefits include airport lounge access, travel insurance, and other perks that can help you save money and travel more comfortably.
Airport Lounge Access
The United MileagePlus Business Credit Card offers complimentary access to the United Club network of airport lounges, providing a comfortable and convenient space to relax and work before your flight.
- Lounge Access: Cardholders receive complimentary access to United Clubs worldwide, offering amenities such as comfortable seating, Wi-Fi, food, and beverages. This can be especially valuable for business travelers who need to work or relax before a flight.
- Guest Access: The card allows you to bring a guest into the lounge with you, making it easier to travel with colleagues or family members.
- Other Lounge Access: The card also provides access to other airport lounges through the Priority Pass program, expanding your lounge access options beyond United Clubs.
Travel Insurance
The United MileagePlus Business Credit Card offers comprehensive travel insurance, providing peace of mind and financial protection during your travels.
- Trip Cancellation/Interruption Insurance: Covers non-refundable travel expenses if you have to cancel or interrupt your trip due to unforeseen circumstances such as illness, injury, or death of a family member.
- Baggage Delay/Loss Insurance: Provides reimbursement for lost or delayed baggage, protecting you from the inconvenience and expense of replacing essential items.
- Travel Accident Insurance: Offers coverage for accidental death or dismemberment during your travels, providing financial protection for you and your family.
Other Perks
The United MileagePlus Business Credit Card offers additional perks that can enhance your travel experience.
- Global Entry/TSA PreCheck Credit: The card provides a statement credit for the application fee for Global Entry or TSA PreCheck, saving you money on expedited airport security screening.
- Free Checked Bag: You receive one free checked bag on United flights, saving you money on baggage fees.
- Priority Boarding: Cardholders enjoy priority boarding on United flights, allowing you to board early and secure overhead space for your luggage.
Business-Focused Features
The United MileagePlus Business Credit Card offers features designed to streamline business operations and reward your spending. These features are designed to make managing your business finances easier and more rewarding.
Employee Cards
The United MileagePlus Business Credit Card allows you to issue employee cards. These cards can be used to separate business expenses from personal expenses and provide employees with the flexibility to make purchases on behalf of the company.
Employee Card Benefits
- Control Spending: Set spending limits and restrict purchases to specific categories, giving you greater control over employee expenses.
- Track Expenses: Easily monitor employee spending and categorize expenses for accurate accounting and reporting.
- Boost Efficiency: Employees can make business purchases without needing to use personal funds or wait for reimbursement.
Expense Tracking Tools
The United MileagePlus Business Credit Card provides tools to simplify expense tracking and reporting. These tools help you stay organized and gain insights into your business spending patterns.
Expense Tracking Features
- Online Portal: Access detailed transaction history, track spending by category, and download statements for easy accounting.
- Mobile App: Manage your account, view transactions, and track spending on the go.
- Automated Reporting: Generate reports on employee spending, categorize expenses, and analyze spending trends.
Comparison with Other Business Cards
The United MileagePlus Business Credit Card compares favorably with other business credit cards in terms of its business-focused features.
Key Differences
- Employee Cards: While many business cards offer employee cards, the United MileagePlus Business Credit Card stands out with its robust employee card management tools.
- Expense Tracking: The card’s online portal and mobile app provide comprehensive expense tracking features, making it easier to manage and analyze business spending.
- Rewards Program: The United MileagePlus Business Credit Card offers the opportunity to earn United MileagePlus miles, which can be redeemed for travel rewards, making it a valuable option for businesses that frequently travel.
Cardholder Experience and Customer Service
The United MileagePlus Business Credit Card offers a range of benefits and perks designed to enhance the cardholder experience. However, the overall experience can vary depending on individual circumstances and interactions with United Airlines and its customer service.
Application Process
The application process for the United MileagePlus Business Credit Card is generally straightforward and can be completed online. Applicants are typically required to provide basic personal and business information, including their Social Security number, business tax ID, and annual business revenue. The application process is usually quick, with approval decisions often provided within minutes.
Customer Service
United Airlines has a reputation for providing inconsistent customer service. While some cardholders report positive experiences, others have encountered difficulties when dealing with customer service representatives. Issues such as long wait times, difficulty resolving problems, and lack of empathy have been reported by some cardholders.
Positive Experiences
Some cardholders have had positive experiences with the United MileagePlus Business Credit Card, citing the following:
- Easy application process
- Fast approval times
- Excellent earning potential for miles
- Helpful customer service representatives
Negative Experiences, United mileage business credit card
Other cardholders have reported negative experiences, including:
- Difficulty contacting customer service
- Long wait times for phone support
- Issues with redeeming miles
- Unresponsive customer service representatives
United Airlines Customer Service Reputation
United Airlines has been criticized for its customer service in recent years. The airline has faced numerous complaints regarding delays, cancellations, lost baggage, and rude customer service representatives. These negative experiences can impact the overall cardholder experience for the United MileagePlus Business Credit Card.
Comparison to Other Business Credit Cards: United Mileage Business Credit Card
Choosing the right business credit card can be a challenging task, as many cards offer different benefits and rewards. The United MileagePlus Business Credit Card is a solid option for businesses that frequently travel and value earning miles. However, it’s important to compare it to other popular business credit cards to determine if it’s the best fit for your needs.
Comparison of Key Features
The following table compares the United MileagePlus Business Credit Card to other popular business credit cards in terms of rewards, benefits, and fees.
| Card | Annual Fee | Sign-Up Bonus | Earning Rate | Travel Benefits | Other Benefits |
|---|---|---|---|---|---|
| United MileagePlus Business Credit Card | $95 | 50,000 bonus miles after spending $2,500 in purchases within the first 3 months of account opening | 2 miles per $1 spent on United purchases, 1 mile per $1 spent on all other purchases | Priority boarding on United flights, Free checked bag on United flights, 25% off inflight purchases | Access to United Club lounges, Global Entry/TSA PreCheck statement credit |
| Chase Ink Business Preferred Credit Card | $95 | 80,000 bonus points after spending $5,000 in purchases within the first 3 months of account opening | 3 points per $1 spent on travel and dining, 1 point per $1 spent on all other purchases | Travel insurance, Trip cancellation and interruption insurance, Primary rental car insurance | Access to Chase Lounge network, Purchase protection, Extended warranty |
| Capital One Spark Miles for Business | $95 | 50,000 bonus miles after spending $4,500 in purchases within the first 3 months of account opening | 2 miles per $1 spent on all purchases | Free checked bag on select airlines, Travel insurance, Trip cancellation and interruption insurance | Access to Capital One Lounge network, Purchase protection, Extended warranty |
| American Express Business Platinum Card | $595 | 75,000 bonus points after spending $5,000 in purchases within the first 3 months of account opening | 1.25 points per $1 spent on all purchases | Airline incidental credit, Global Entry/TSA PreCheck statement credit, Hotel elite status | Access to Centurion Lounges, Travel insurance, Purchase protection, Extended warranty |
Strengths and Weaknesses
Each card has its own strengths and weaknesses, depending on your business needs and travel habits.
United MileagePlus Business Credit Card
- Strengths: Earning miles on United purchases is a great benefit for businesses that frequently fly United. The sign-up bonus is generous, and the card offers valuable travel benefits like priority boarding and free checked bags.
- Weaknesses: The earning rate is not as high as some other cards, and the annual fee is relatively high. The card doesn’t offer as many travel benefits as some other cards, such as travel insurance or rental car insurance.
Chase Ink Business Preferred Credit Card
- Strengths: The Chase Ink Business Preferred Credit Card offers a high earning rate for travel and dining purchases. It also provides valuable travel insurance benefits, making it a good choice for businesses that travel frequently.
- Weaknesses: The sign-up bonus requires a high spending threshold, and the card doesn’t offer miles that can be redeemed for United flights. The annual fee is also relatively high.
Capital One Spark Miles for Business
- Strengths: The Capital One Spark Miles for Business offers a generous sign-up bonus and a high earning rate on all purchases. It also provides travel insurance benefits and access to the Capital One Lounge network.
- Weaknesses: The card doesn’t offer miles that can be redeemed for United flights. The annual fee is also relatively high.
American Express Business Platinum Card
- Strengths: The American Express Business Platinum Card offers a high sign-up bonus and access to Centurion Lounges. It also provides travel insurance benefits and a statement credit for Global Entry/TSA PreCheck.
- Weaknesses: The annual fee is extremely high, and the earning rate is not as high as some other cards. The card doesn’t offer miles that can be redeemed for United flights.
Final Review
The United MileagePlus Business Credit Card offers a compelling package of rewards, travel benefits, and business-focused features. If you’re a frequent traveler with a business, this card can help you earn valuable miles, enjoy exclusive perks, and streamline your business operations. However, it’s crucial to weigh the annual fee and compare it to other business credit cards to ensure it aligns with your spending habits and travel needs. Ultimately, the United MileagePlus Business Credit Card is a valuable tool for businesses seeking to maximize their rewards and travel experiences.
Quick FAQs
What is the annual fee for the United MileagePlus Business Credit Card?
The annual fee for the United MileagePlus Business Credit Card varies depending on the specific card product. It’s recommended to check the United Airlines website or contact them directly for the most up-to-date information.
What are the eligibility requirements for the United MileagePlus Business Credit Card?
To be eligible for the United MileagePlus Business Credit Card, you typically need to have a good credit score and be able to demonstrate your business ownership. Specific eligibility criteria may vary, so it’s best to review the application requirements on the United Airlines website.
Can I add authorized users to the United MileagePlus Business Credit Card?
Yes, you can typically add authorized users to the United MileagePlus Business Credit Card. This allows employees or other individuals associated with your business to use the card for business expenses. However, there may be limits on the number of authorized users you can add, and they may be subject to individual credit checks.
