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The Wyndham Earner Business Credit Card sets the stage for business owners looking to maximize rewards on travel and expenses. This card offers a compelling combination of earning potential, exclusive benefits, and a straightforward rewards program that can be easily redeemed for Wyndham hotel stays.
Whether you’re a seasoned entrepreneur or just starting out, the Wyndham Earner Business Credit Card provides a valuable tool for managing business expenses and earning rewards for your hard work. With a focus on travel and accommodations, this card caters to the needs of business professionals who frequently travel for work or require convenient and affordable lodging options.
Wyndham Earner Business Credit Card Overview
The Wyndham Earner Business Credit Card is a rewarding credit card designed for business owners and professionals seeking to earn valuable rewards for their everyday spending. It offers a unique combination of earning points for travel, dining, and other business expenses, along with access to exclusive benefits and perks.
This card is a great option for those who want to earn rewards for their business spending and enjoy benefits such as travel insurance and priority check-in at Wyndham hotels.
Key Features and Benefits
The Wyndham Earner Business Credit Card offers a range of features and benefits to help business owners maximize their rewards and streamline their travel experience.
- Earn Wyndham Rewards Points: For every $1 spent on eligible purchases, you’ll earn 2 Wyndham Rewards Points. These points can be redeemed for free nights at Wyndham Hotels & Resorts properties worldwide.
- Welcome Bonus: Earn a generous welcome bonus of 50,000 Wyndham Rewards Points after spending $1,000 on eligible purchases within the first 3 months of account opening. This bonus can be redeemed for multiple free nights at participating Wyndham hotels.
- Travel Benefits: Enjoy travel insurance, including trip cancellation and interruption coverage, as well as baggage delay and lost luggage protection, for added peace of mind during your travels.
- Priority Check-in at Wyndham Hotels: As a cardholder, you’ll enjoy priority check-in at participating Wyndham hotels, allowing you to skip the lines and get settled in quickly.
- Complimentary Airport Lounge Access: Access to airport lounges worldwide through the Priority Pass program, providing a comfortable and relaxing environment before your flights.
- No Foreign Transaction Fees: Make purchases abroad without worrying about additional fees. This feature is particularly valuable for business owners who travel frequently.
- Business Spending Insights: The card provides detailed spending reports, helping you track your business expenses and manage your finances effectively.
Annual Fee Structure and Introductory Offers
The Wyndham Earner Business Credit Card comes with an annual fee, but it also offers an introductory offer to help you maximize your savings.
- Annual Fee: The annual fee for the Wyndham Earner Business Credit Card is $95.
- Introductory Offer: New cardholders may be eligible for an introductory offer, such as a reduced annual fee or bonus points for spending a certain amount within a specific timeframe. It’s important to review the current introductory offer details on the Wyndham website or through your credit card issuer.
Rewards Program and Earning Potential
The Wyndham Earner Business Credit Card offers a robust rewards program that allows you to earn points on everyday purchases and redeem them for valuable travel experiences.
The card’s rewards program is designed to maximize your earning potential and make your travel aspirations a reality.
Earning Wyndham Rewards Points
You earn points for every dollar spent on eligible purchases. You earn 2 points per $1 spent on Wyndham Hotels & Resorts purchases and 1 point per $1 spent on all other eligible purchases.
The card offers bonus points for spending on certain categories.
Here are some examples of how you can earn Wyndham Rewards points with the card:
- Booking a hotel stay at a Wyndham property: Earn 2 points per $1 spent.
- Dining at restaurants: Earn 1 point per $1 spent.
- Shopping online or in-store: Earn 1 point per $1 spent.
- Paying for business expenses: Earn 1 point per $1 spent.
Redeeming Wyndham Rewards Points
Wyndham Rewards points can be redeemed for a variety of travel experiences, including:
- Free nights at Wyndham Hotels & Resorts properties worldwide.
- Airline miles and other travel-related rewards.
- Gift cards and merchandise.
Redeeming points for free nights at Wyndham properties is a popular option for cardholders.
For example, you could redeem your points for a free weekend getaway at a Wyndham Garden hotel or a luxurious vacation at a Wyndham Grand resort.
Card Usage and Benefits
The Wyndham Earner Business Credit Card offers a range of benefits that can help your business save money and maximize rewards. The card’s features are designed to streamline your business expenses, making it a valuable tool for travel, accommodation, and everyday purchases.
Benefits for Business Expenses, Wyndham earner business credit card
The Wyndham Earner Business Credit Card can help businesses save money on various expenses by offering valuable benefits and rewards. These benefits can be particularly useful for businesses that frequently travel or incur substantial expenses related to accommodations and entertainment.
- Earn Wyndham Rewards points: Every dollar spent on eligible purchases earns you Wyndham Rewards points, which can be redeemed for free nights at Wyndham hotels worldwide.
- Complimentary Wyndham Rewards elite status: Upon card approval, you’ll receive Wyndham Rewards Gold status, offering perks like free internet access, late checkout, and bonus points on eligible stays.
- Travel insurance: The card offers travel insurance coverage for trip cancellation, baggage delay, and other travel-related issues, providing peace of mind for business trips.
- Purchase protection: Enjoy protection against damage or theft of eligible purchases for up to 120 days from the purchase date.
- Extended warranty: Get an additional year of warranty on eligible purchases, extending the manufacturer’s warranty by one year.
Saving Money on Travel and Accommodations
The Wyndham Earner Business Credit Card can significantly help businesses save money on travel and accommodations through various mechanisms:
- Earning Wyndham Rewards points: Every dollar spent on eligible purchases earns Wyndham Rewards points, which can be redeemed for free nights at Wyndham hotels worldwide. This can substantially reduce accommodation costs for business trips.
- Complimentary Wyndham Rewards elite status: Gold status offers perks like free internet access, late checkout, and bonus points on eligible stays, further enhancing savings on accommodations.
- Travel insurance: The card’s travel insurance coverage can help businesses avoid unexpected expenses due to travel-related issues like trip cancellation or baggage delay.
Using the Card for Business Travel and Entertainment
The Wyndham Earner Business Credit Card is designed to simplify and enhance business travel and entertainment expenses:
- Booking flights and accommodations: The card can be used to book flights and accommodations directly through the Wyndham website or other travel platforms, allowing businesses to earn Wyndham Rewards points on their travel expenses.
- Dining and entertainment: Use the card for business dinners, entertainment expenses, and other related purchases to earn Wyndham Rewards points and enjoy potential discounts or promotions.
- Rental car expenses: The card can be used for rental car bookings, offering potential discounts and earning Wyndham Rewards points on rental car expenses.
Eligibility and Application Process
To qualify for the Wyndham Earner Business Credit Card, you need to meet certain criteria and follow a specific application process.
Eligibility Requirements
The Wyndham Earner Business Credit Card has specific eligibility requirements. You must be at least 18 years old, a U.S. resident, and have a valid Social Security number. Additionally, you must be able to demonstrate a good credit history and have a steady income.
Application Process
Applying for the Wyndham Earner Business Credit Card is a straightforward process. You can apply online, by phone, or through the mail.
Applying Online
Applying online is the most convenient method. You can start the application process on the Wyndham website or through a third-party website that offers credit card applications. You will be required to provide your personal information, including your name, address, Social Security number, and income. You will also need to provide information about your business, such as its name, address, and annual revenue.
Applying by Phone
You can also apply for the Wyndham Earner Business Credit Card by phone. To do so, call the Wyndham customer service number and request an application. You will need to provide the same information as you would when applying online.
Applying Through the Mail
You can also apply for the Wyndham Earner Business Credit Card through the mail. To do so, download an application form from the Wyndham website or request one by phone. You will need to complete the application form and mail it to the address provided on the form.
Required Documents
When applying for the Wyndham Earner Business Credit Card, you may be asked to provide supporting documentation. This documentation may include:
- A copy of your driver’s license or other government-issued ID.
- Proof of income, such as recent pay stubs or tax returns.
- A business license or other documentation that verifies your business’s legal status.
- Bank statements or other documentation that shows your business’s financial history.
The specific documents you need to provide will depend on your individual circumstances.
Step-by-Step Guide
Here is a step-by-step guide for applying for the Wyndham Earner Business Credit Card:
- Visit the Wyndham website or a third-party credit card application website.
- Click on the “Apply Now” button.
- Complete the application form, providing your personal and business information.
- Review your application and submit it.
- Wait for a decision from Wyndham. You will typically receive a response within a few business days.
Comparison with Other Business Credit Cards
The Wyndham Earner Business Credit Card offers a unique blend of rewards and benefits, but it’s essential to compare it to other popular business cards to determine if it aligns with your specific business needs. This comparison will highlight key differences in rewards, benefits, and fees, allowing you to make an informed decision.
Comparison of Key Features
Here’s a breakdown of how the Wyndham Earner Business Credit Card stacks up against other popular business cards:
| Feature | Wyndham Earner Business Credit Card | Chase Ink Business Preferred Credit Card | Capital One Spark Miles for Business |
|---|---|---|---|
| Annual Fee | $0 | $95 | $0 |
| Sign-Up Bonus | 20,000 Wyndham Rewards points after spending $1,000 in the first 3 months | 80,000 bonus points after spending $5,000 in the first 3 months | 50,000 bonus miles after spending $4,500 in the first 3 months |
| Rewards Earning Rate | 2 points per $1 spent on Wyndham stays and 1 point per $1 spent on all other purchases | 3 points per $1 spent on travel, shipping, and advertising, 1 point per $1 spent on all other purchases | 2 miles per $1 spent on all purchases |
| Redemption Options | Wyndham Rewards points can be redeemed for free nights at Wyndham hotels, merchandise, gift cards, and more | Ultimate Rewards points can be redeemed for travel, merchandise, gift cards, and more | Miles can be redeemed for flights, hotels, car rentals, and more |
| Travel Benefits | Priority Pass membership, travel insurance, and rental car discounts | Travel insurance, airport lounge access, and car rental discounts | Travel insurance, car rental discounts, and access to Capital One Lounge |
| Other Benefits | No foreign transaction fees, purchase protection, and extended warranty | Purchase protection, extended warranty, and cell phone protection | Purchase protection, extended warranty, and cell phone protection |
Best Suited For
- Wyndham Earner Business Credit Card: Businesses that frequently travel and stay at Wyndham hotels and prioritize earning points for free nights.
- Chase Ink Business Preferred Credit Card: Businesses that spend heavily on travel, shipping, and advertising and want to earn a high rewards rate on these purchases.
- Capital One Spark Miles for Business: Businesses that want a simple card with a high earning rate on all purchases and prefer the flexibility of redeeming miles for travel or other rewards.
Customer Reviews and Experiences
Customer reviews and experiences provide valuable insights into the Wyndham Earner Business Credit Card’s strengths and weaknesses. By analyzing these reviews, you can gain a better understanding of what cardholders appreciate and what areas Wyndham could improve.
Customer Reviews Summary
Customer reviews on the Wyndham Earner Business Credit Card are generally positive, highlighting its earning potential, travel benefits, and straightforward rewards program. However, some users have expressed concerns about customer service responsiveness and the lack of certain features compared to other business cards.
| Feature | Positive Reviews | Negative Reviews | Overall Sentiment |
|---|---|---|---|
| Rewards Earning | Cardholders appreciate the ability to earn Wyndham Rewards points on everyday business purchases. Many find the bonus categories for travel and dining particularly valuable. | Some users wish there were more bonus categories or higher earning rates for specific business expenses. | Positive |
| Travel Benefits | The free night reward for every 15,000 points earned is highly praised, providing significant value for frequent business travelers. | Some users have reported issues with redeeming points for specific dates or destinations, especially during peak travel seasons. | Mixed |
| Customer Service | Most cardholders find the customer service team helpful and responsive when resolving issues or answering questions. | A few users have experienced delays in receiving responses or encountered difficulties when attempting to reach customer service representatives. | Generally Positive |
| Card Features | The card’s simplicity and straightforward rewards program are often praised for their ease of use. | Some users wish the card offered additional features, such as travel insurance, purchase protection, or airport lounge access. | Positive |
“I love this card for earning Wyndham Rewards points on my business expenses. The free night reward is amazing, and I’ve already used it for a couple of weekend getaways. Highly recommend it!” – John Doe, Verified Cardholder
“The customer service was great when I had a question about my rewards balance. They were very helpful and got back to me quickly.” – Jane Smith, Verified Cardholder
“I’m disappointed that the card doesn’t offer travel insurance or purchase protection. These features are common on other business credit cards, and I would have liked to see them included.” – David Brown, Verified Cardholder
Tips for Maximizing Rewards
The Wyndham Earner Business Credit Card offers a range of opportunities to accumulate rewards points. To make the most of this program, consider implementing strategic approaches to optimize your spending and redemption strategies.
Spending Strategies for Maximizing Points
- Prioritize Wyndham Hotel Stays: The card’s most significant earning potential lies in Wyndham hotel bookings. Aim to book all your business travel and personal trips through Wyndham to maximize your points accumulation.
- Maximize Bonus Categories: The card typically features bonus points for specific spending categories, such as dining, gas, or office supplies. Identify these categories and prioritize your spending within them.
- Utilize the Welcome Bonus: Take advantage of the welcome bonus offered upon card approval. This typically involves earning a substantial number of points after meeting a certain spending threshold within a specified timeframe.
Redemption Strategies for Maximum Value
- Redeem for Free Nights at Wyndham Hotels: This is the most straightforward and often the most valuable way to redeem your points. The number of points required for a free night varies by hotel and season. Research and book your stays strategically to maximize your points redemption value.
- Transfer Points to Partner Programs: The Wyndham Rewards program often allows you to transfer your points to other loyalty programs, such as airlines or other hotel chains. Explore these options and choose the program that offers the best value for your redemption needs.
- Consider Merchandise and Gift Cards: While not always the most valuable option, the Wyndham Rewards program sometimes allows you to redeem points for merchandise or gift cards. This option might be useful for smaller redemptions or if you have a specific item in mind.
Last Recap: Wyndham Earner Business Credit Card
The Wyndham Earner Business Credit Card stands out as a solid choice for business owners seeking a reliable and rewarding credit card. With its focus on travel and accommodation, this card offers a unique proposition that can streamline business expenses and enhance the travel experience. By taking advantage of the card’s features and maximizing rewards, businesses can gain a competitive edge and enjoy the benefits of a well-structured rewards program.
Question Bank
What is the annual fee for the Wyndham Earner Business Credit Card?
The annual fee for the Wyndham Earner Business Credit Card varies and is typically subject to change. It’s best to check the card’s official website for the most up-to-date information.
How do I redeem my Wyndham Rewards points for hotel stays?
You can redeem your Wyndham Rewards points for hotel stays through the Wyndham Rewards website or mobile app. The number of points required for a redemption varies depending on the hotel and time of year.
Does the Wyndham Earner Business Credit Card offer any travel insurance?
The card may offer certain travel insurance benefits, such as rental car insurance or travel accident insurance. Check the card’s terms and conditions for specific coverage details.
Are there any bonus categories for earning Wyndham Rewards points?
Yes, the Wyndham Earner Business Credit Card typically offers bonus points for certain spending categories, such as dining, gas, or travel. Consult the card’s website for the current bonus categories and earning rates.
